Auto Loans

We provide our members with competitive auto loan rates. If it is purchasing a vehicle, refinancing an existing auto loan, or taking a loan against a vehicle you own, we are here to help you get what you need, stress free.

New Auto Loans

Below are our current rates:

These rates are for New vehicles, and financing can be for a Dealer purchase, a Private sale, or a Refinance from an existing loan (does not have to be with LIRFCU).

  • Up to 5 Years at 1.64%*
  • 6 Years at 1.89%*
  • 100% of vehicle’s value

Used Auto Loans

Below are our current rates:

These rates are for Used vehicles, and financing can be for a Dealer purchase, a Private sale, or a Refinance from an existing loan (does not have to be with LIRFCU).

  • Up to 5 Years at 1.89%*
  • 6 Years at 2.14%*
  • 100% of vehicle’s value

START SAVING NOW!   

How to Apply

Submit the following:

  • Completed Loan Application
  • Copy of Drivers License
  • Income Verification
  • Bill of Sale or other Vehicle information

Apply Online Download Printable Application

Visit our Auto Buying Tool!

Call us with any questions!

631-661-4800 x371

 


*Rates subject to change with or without notice. All lending offers are subject to a full credit history review and approval. Applicants who are not approved for advertised rates may be offered credit at a higher rate and/or different terms.

New Auto – 1.64%
  • 1 yr 1.64% - $84.08/$1,000
  • 2 yr 1.64% - $42.38/$1,000
  • 3 yr 1.64% - $28.49/$1,000
  • 4 yr 1.64% - $21.54/$1,000
  • 5 yr 1.64% - $17.37/$1,000
  • 6 yr 1.89% - $14.71/$1,000
Used Auto -1.89%
  • 1 yr 1.89% - $84.19/$1,000
  • 2 yr 1.89% - $42.49/$1,000
  • 3 yr 1.89% - $28.60/$1,000
  • 4 yr 1.89% - $21.65/$1,000
  • 5 yr 1.89% - $17.48/$1,000
  • 6 yr 2.14% - $14.82/$1,000