Banking Services Click to Learn More: Savings Accounts Your membership with LIRFCU begins with a savings account. In fact, your savings account makes you an owner of the credit union!Our savings accounts have above average interest, and costs you nothing!Learn More Savings Checking AccountsIn addition to have a savings account with the credit union, you can choose to open a checking account. There is no minimum balance and there are no service fees. Just easier access to your deposits.Learn More Checking Debit CardsWhen you have a checking account, you can choose to be issued a Debt Card associated with the account.This will give you access to our Nationwide network of surcharge-free ATMs, and access to your fund through Debit (PIN-Based) or Credit (Signature-Based) transactions.Learn More Debit Cards Online BankingYour account is just one touch away with our Online Banking Access. View you account, request transfers, view statements and more.Learn More Online Banking ATM AccessLIRFCU is connected to a network of nearly 30,000 surcharge free ATMs. Find One Near You ATM Access Shared BranchesEven though we only have one LIRFCU location, you can visit over 5,600 different credit union branches around the country and transact on your account.Find a Branch Shared Branches Become a Member Today Add an Account Service Questions Contact Us Disclosures Learn more About Us!