Boat Loans

Flexible Terms 
up to 12 Years New and Used

Competetive Rates

Repayment Options 
with Fee-Free Skip Payments

 

Details

   Up to 60% the Value of Boat

   Up to a 12 year term

   As low as 3.5% APR

Out Boat Loan Rates!

New Boats

0
Up to 12 Years | % APR
Used Boats

0
Up to 12 Years | % APR

 

*
Average Rates

The following rates are the APR (Annual Percentage Rate) for unsecured loans, of up to 36 month terms, taken from the NCUA June 2017 Average Credit Union and Bank Rates Report. LIRFCU currently has two personal loan groups based on approval. These are (1) $5,000.00 max principle up to 36 month term, and (2) $12,000.00 max principle up to 84 months term. 

 

 

 

Current New Boat Rates

96 Months

3.50 %

APR∗

$11.96

Price per Thousand

120 Months

3.50 %

APR∗

$9.89

Price per Thousand

144 Months

3.50 %

APR∗

$8.52

Price per Thousand
More Terms Avaliable

12 Months | 3.50 % APR∗

$84.92 Price per Thousand


24 Months| 3.50 % APR∗

$43.21 Price per Thousand


36 Months | 3.50 % APR∗

$29.31 Price per Thousand


48 Months | 3.50% APR∗

$22.36 Price per Thousand


60 Months | 3.50% APR∗

$18.20 Price per Thousand


72 Months | 3.50% APR∗

$15.42 Price per Thousand


84 Months | 3.50% APR∗

$13.45 Price per Thousand


96 Months | 3.50% APR∗

$11.96 Price per Thousand


108 Months | 3.50% APR∗

$10.81 Price per Thousand


120 Months | 3.50% APR∗

$9.89 Price per Thousand


132 Months | 3.50% APR∗

$9.14 Price per Thousand


144 Months | 3.50% APR∗

$8.52 Price per Thousand

Current Used Boat Rates

144 Months

4.50 %

APR∗

$9.01

Price per Thousand

120 Months

4.50 %

APR∗

$10.37

Price per Thousand

96 Months

4.50 %

APR∗

$12.43

Price per Thousand
More Terms Avaliable

12 Months | 4.50 % APR∗

$85.38 Price per Thousand


24 Months| 4.50 % APR∗

$43.65 Price per Thousand


36 Months | 4.50 % APR∗

$29.75 Price per Thousand


48 Months | 4.50% APR∗

$22.81 Price per Thousand


60 Months | 4.50% APR∗

$18.65 Price per Thousand


72 Months | 4.50% APR∗

$15.88 Price per Thousand


84 Months | 4.50% APR∗

$13.91 Price per Thousand


96 Months | 4.50% APR∗

$12.43 Price per Thousand


108 Months | 4.50% APR∗

$11.28 Price per Thousand


120 Months | 4.50% APR∗

$10.37 Price per Thousand


132 Months | 4.50% APR∗

$9.62 Price per Thousand


144 Months | 4.50% APR∗

$9.01 Price per Thousand

What are you waiting for?

Click to Learn More:

Auto Loans

LIRFCU offers a range of Automobile Loans:

  1. New & Used Purchase
  2. Private or Dealer Sales
  3. Lease Buyout & Refinances
  4. Equity Cash-Outs

 

Learn More

Auto Loans

Personal Loans

LIRFCU Whether for Vacation, Home Improvement, or Bills, our flexible personal loan program is perfect to get you the funds you need.  

Learn More

Personal Loans

Debt Consolidation

Save yourself the hassle and interest, consolidate your high interest cards and debts into one lower-interest easy-to-manage debt consolidation loan.

 

Learn More

Debt Consolidation

Mortgages

Our In-House mortgage programs provide you with a diverse options of home lending, from 1st Mortgages of up to 50 year terms, home equity loans, and short term investor mortgages.

Learn More

Mortgages

Share-Secured Loans

A Share-Secured Loan is a way to borrow against your own funds. Many choose this option to take advantage of a lower interest rate while still earning our high savings interest, or, to make sure they repay themselves. 

 

Learn More

Share-Secured Loans

Boat Loans

We are happy to offer Boat Loans to our members, and help them enjoy that aspect of being an Islander!

Learn More

Boat Loans