Checking Accounts

No Minimum Balances
No Maintenance or Service Fees

Even though we only have one LIRFCU location, you can visit over 5,600 different credit union branches around the country and transact on your account. LIRFCU is also connected to a network of nearly 30,000 surcharge free ATMs.

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Convenient Access
Surcharge Free ATMs & Debit Card Usage

Frequently Asked Questions:

How do I Open a Checking Account
How do I Open a Checking Account

When you become a member of the credit union, you are opening up a savings account. At this time you can also choose to open a checking account. You cannot open a checking account without a savings account. If you do not yet have an account, or your are not yet a member, Click Here.

If you are already a member of the credit union, you already have a savings account with us! You can add a checking account to your membership by clicking the button 'Add and Account Service', or by going Here.

 

How do I get a Debit Card?
How do I get a Debit Card?

In order to have an ATM Debit card, you must first open a checking account. At the time of opening a checking account, you can request to have a card issued to you.

Since an ATM Debit card must be requested, you may have a checking account but not a Debit Card. If this is the case, you can always request a Debit Card Here

 

Where do I get checks for my account?
Where do I get checks for my account?

 

We are happy to provide a starter pack of checks for all new checking accounts. However, because of the decreasing use of paper checks, and in the increasing costs of printing, we do not continually supply checks for our members. To get more checks for your account, you can visit any check printing company, and simply provide them with your account and routing numbers.

Other Questions?

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Savings Accounts

 

Your membership with LIRFCU begins with a savings account. In fact, your savings account makes you an owner of the credit union!

Our savings accounts have above average interest, and costs you nothing!

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Savings

Checking Accounts

In addition to have a savings account with the credit union, you can choose to open a checking account. 

There is no minimum balance and there are no service fees. Just easier access to your deposits.

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Checking

Debit Cards

When you have a checking account, you can choose to be issued a Debt Card associated with the account.

This will give you access to our Nationwide network of surcharge-free ATMs, and access to your fund through Debit (PIN-Based) or Credit (Signature-Based) transactions.

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Debit Cards

Online Banking

Your account is just one touch away with our Online Banking Access. 

View you account, request transfers, view statements and more.

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Online Banking

ATM Access

LIRFCU is connected to a network of nearly 30,000 surcharge free ATMs.

 

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ATM Access

Shared Branches

Even though we only have one LIRFCU location, you can visit over 5,600 different credit union branches around the country and transact on your account.

Find a Branch

Shared Branches